Money you put away today can be earning interest for you.

I know you've heard this before. But let's look at it again, this time from a Rat Race perspective.

Money compounded over the years (money you save which will earn interest for you over and over again) is money you won't need to work for in the future!

Consider beginning to save today. Even if you have nothing saved, start collecting your pennies, nickels, dimes and quarters. Put them to work for you so you can cash in on the 'compounding' over the years.

If you begin tucking $1 a day into an old sock, in less than 3 years you'll have over $1,000. Every 6 months or so, empty your sock and deposit it where you can make a small amount of interest on it. Then keep doing it. You'll quickly build a small account which will continue to do the work for you.

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The repetition of small efforts will accomplish more than the occasional use of great talents. --Charles H. Spurgeon.